Intellectual Property

NeuAnalytics Patents.
Placement and Compliance, Patented.

NeuAnalytics patents: three issued U.S. patents cover the account placement and compliance decisioning methods used in the NeuAnalytics platform, from choosing which agency, law firm or debt buyer receives an account to flagging a partner for reallocation when its compliance risk rises.

The issued patents.

Each is titled “System and method for enhancing credit and debt collection.” Each card links to the record at Google Patents, with the claims, the ownership history and the legal status.

  • U.S. Patent

    8,620,725 B2

    Issued December 31, 2013

    System and method for enhancing credit and debt collection

    Places debtor accounts with collection parties by scoring each party against the account, the creditor’s data and outside economic data, then allocating accounts by that score.

    View on Google Patents
  • U.S. Patent

    10,325,227 B2

    Issued June 18, 2019

    System and method for enhancing credit and debt collection

    Adds compliance to placement. Each collection party gets a compliance risk score from its compliance data and a rule set. When the score passes a threshold, accounts are reallocated under rules designed to lower that risk.

    View on Google Patents
  • U.S. Patent

    11,244,256 B2

    Issued February 8, 2022

    System and method for enhancing credit and debt collection

    A continuation covering the same compliance-driven placement as stored instructions, a system and a method: score the party, test the threshold, reallocate the accounts.

    View on Google Patents

Patent notice

These patents are owned by Neu IP, LLC. This page identifies them for patent marking under 35 U.S.C. § 287(a). The NeuAnalytics placement decisioning and compliance risk scoring in Collections & Recoveries use methods covered by one or more of them.

Only the methods defined by the claims of these patents are patented. This page makes no claim about other features of the platform.

For Creditors

What the patents mean in practice.

Two ideas run through all three patents: placement should follow performance, and compliance should be an input to placement rather than an audit finding afterwards.

Placement that follows performance

Inventory goes to the agency, law firm or debt buyer that scores best for each account, based on the account, the partner’s track record and outside economic data, not a static allocation agreement. See it in Collections & Recoveries.

Compliance that flags for reallocation

When a partner’s compliance risk score crosses a threshold, the partner is flagged for reallocation, so oversight acts on the risk instead of only reporting it. See how it works in third-party oversight.

NeuAnalytics Patents: Common Questions

Which patents cover the NeuAnalytics platform?

Three issued U.S. patents, Nos. 8,620,725, 10,325,227 and 11,244,256, each titled “System and method for enhancing credit and debt collection.” They are owned by Neu IP, LLC. They cover placing accounts with collection parties by score and, in the later two, compliance risk scoring with reallocation.

What do the patents mean for a creditor?

Inventory can be placed with the agency, law firm or debt buyer best suited to each account, and a partner’s compliance risk flags that partner for reallocation, instead of being found later in an audit.

Is every NeuAnalytics feature patented?

No. Only the methods defined by the claims of the listed patents are patented. This page makes no claim about other features.

How can I verify these patents?

Each patent card links to its Google Patents record, which shows the claims, the ownership history and the legal status. The records of the U.S. Patent and Trademark Office are the authoritative source.

See the method on your own portfolio.

Book a working session and see placement and compliance decisioning run against your accounts and your agency, law firm and debt buyer network.